Friday, March 12, 2010

Cheap Learner Driver Insurance - What You Must Look For


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One should get cheap learner driver insurance because if they do end up doing some damage to the car, it helps them to deal with the claim better. However, since the chances of claims made by young learners are very high, cover for young learners and drivers is usually quite high. But you can easily find quite a few companies offering cheap learner driver quotes.

Most learner drivers are seen as high risk by car insurers and thus have to pay very high cost premiums. Teenage drivers have to prove to companies that they are in fact good drivers and are thus good risks for the company to take. Even though this can be very frustrating, by searching and being patient, you can come across good and cheap learner driver insurance.

Most new drivers learn driving from a friend or family member. However, it is very important to take a certified driver's training course not only so that you learn how to drive properly but also because premiums are lower for those who have passed a proper driver's training course than those who haven't. If you talk at the cost of such a course, then ask a company to quote the premium you'll have to pay for car insurance. It is bound to be a fair bit higher than if you actually take the training course. There are much higher chances of getting cheaper cover if the learners are trained drivers.

You should first drive old cars when you're a learner and then when you have some hands-on experience, move on to a new car. Old cars can be driven without comprehensive coverage because their parts are easy to replace. When you can prove to the company that you've driven without having accidents and getting speeding tickets, the rates will drop. Starting out with an old car makes great economical sense even if the idea isn't very attractive to a young learner. Premiums also often turn out to be lower for women than for men. Do some research on the Internet to see the ways by which you can get cheap learner driver cover.

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